Traditional ecommerce assumes the customer is actively looking at the checkout page, selecting a payment method, reviewing the total, and pressing the final purchase button. Agentic commerce changes that assumption. An AI assistant may search products, compare merchants, choose an option, prepare checkout, and—where the technology, payment method, permissions, and...
Stablecoin Settlement for Merchants: What “Instant Settlement” Actually Means, and the Accounting Problems It Creates
Stablecoin payments are often marketed as “instant settlement,” but merchants need to ask what exactly settles instantly. A blockchain transfer may be confirmed in seconds or minutes, while conversion to bank-account currency, treasury availability, accounting close, or reconciliation can take longer and involve additional dependencies. A fast blockchain can shorten...